Making it Personal:
Guidelines for Choosing a Health Care Plan
Anthem Blue Cross and Blue Shield

Businesses and individuals today are seeking information on how to select the best health care plan for their specific situation.

Here are 10 guidelines to get you started in making a smart health plan choice:

1. Consider your employee needs and demographics to guide your plans
2. Look for an insurance carrier with a broad network of physicians and hospitals, particularly where your employees work, live and travel – whether in the U.S. or abroad
3. Review your specific plan design. Assess the impact of potential new plan structures on value and pricing
4. Get to know more about new consumer choice health plans and health savings accounts
5. Evaluate your options on pharmacy and ancillary coverage such as vision and dental features to see if modifications would hold down overall premiums or enhance your plan as a competitive recruiting advantage
6. Find out about special features that may be embedded in a health insurance plan and add value to the overall package, such as discounts on health-related items, wellness programs, health information resources and special offers
7. Service is an important feature of any health care plan. Look for the service and quality track record of health insurance carriers
8. Consider the stability and reliability of the health insurance carrier of your choice
9. Ask your broker for assistance on planning and new products and services
10. Inquire about Chamber and association discounts like those offered through the Indiana Chamber of Commerce

Anthem Blue Cross and Blue Shield, committed to improving health, wishes you good health and good decision making in this important process.

To obtain affordable health care coverage with access to a variety of prevention and wellness tools and resources, the Indiana Chamber offers ChamberCare to its members that have between 2 and 99 employees (excluding those in Marion County, who have access to an existing health care plan). For more information on ChamberCare, please contact the Chamber at (317) 264-3793

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